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Sep 28, 2017 - 34 minute read

Can you add a personal loan onto a mortgage

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Can you add a personal loan onto a mortgage

This money was VERBALLY AGREED UPON, by my Fiance and his Parents, that the monies I lent them, was a LOAN and NOT a GIFT.

We werent to be married until a year after Settlement, and I would not have any Equity nor be on the title to the house until we were married.

I asked about just adding me to the title at Settlement and I was told by the Loan Officer that it was not a good idea to do so. I was extremely wary of this whole transaction, and about 3 days before Settlement (by MUCH prodding from my Fiance and his Loan Officer), I FINALLY told my Bank to wire the money can you add a personal loan onto a mortgage my Fiances parents. Approx. 24 hours before my Fiances Settlement, I was then told by my Fiance that he nor his Parents could pay me back.

I flipped. Then he tells me that the Loan Officer told him that he could put me on the title to the house, within 3-6 months after the Loan closed so I wouldnt be so worried. I was upset, but I couldnt dispute the Wire Transfer with my Bank, in time….

to have them reverse it, and to STOP Settlement.

Can you add a personal loan onto a mortgage

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